About this Program
Get specialized coverage for floating homes across California, Oregon, Washington, Idaho, and Utah. Whether moored in a marina or along the coast, our program safeguards dwellings, attached structures, and personal property—backed by tailored solutions designed for the unique risks of life on the water.
How To get a Quote
Contact our dedicated team of underwriters and start quoting now!
Jack Pryar | Underwriter
e: jpryar@one80.com
Ryan Smith | Underwriter
e: rmsmith@one80.com
State Availability
California, Oregon, Washington, Idaho, and Utah.*
*Please note that some of our other programs are available across all 50 states.
Included coverages
Dwelling – Covers the floating home and permanently attached structures such as decks, walkways, and utility connections.
Other Structures – Includes additional structures like docks, boathouses, and swim platforms.
Personal Property – Covers personal belongings located within the floating homes.
Perils
Fire, explosion, or theft.
Perils of the Water, including wave damage, wake wash, and flooding
(excluding tsunamis).Sudden and accidental Flotation System failure.
To learn more about underwriting criteria and other highlighted features, please download the program overview by clicking the button below.
Special Limits
Liability up to $1M (common selection is $500K)
$3,000 for watercraft (including trailers and equipment).
$5,000 for jewelry, watches, and furs.
$2,500 for electronics.
Additional Coverages
Flotation System Repair (up to 10% of dwelling limit)
Towing and Relocation coverage (up to $15,000).
Moorage Fee Reimbursement (up to $7,500).
Animal Damage protection (up to $5,000).
Debris Removal (up to 10% of dwelling limit).